ABOUT MILESTONE GOLD
Helping Sudbury families become proud homeowners—no matter their credit history.
We believe that homeownership shouldn't be out of reach just because life took a turn or the banks said no. At Milestone Gold, we specialize in helping people who’ve been turned down by traditional lenders find a real, workable path to owning a home—often sooner than they ever thought possible.
Whether you’re self-employed, new to Canada, recovering from credit challenges, or stuck in the rental cycle, we’re here to help you move forward—through a flexible rent to own program in Ontario designed to make homeownership possible again.
Can you buy a home with bad credit in Sudbury?
Yes! Here’s how we help:
At Milestone Gold, we understand that life doesn’t always follow a traditional path—and neither does your journey to homeownership.
Whether you’re self-employed, rebuilding after a financial setback, or just starting out in Canada, we look at your full story—not just your credit score. That’s why we created this homeownership solution in Ontario—called the Assisted Purchase Program—to offer a real option to real people.
This program for properties in Sudbury lets you move into the home you want now while working toward mortgage approval.
We meet you where you are, walk you through the process, and support you all the way to traditional financing. This isn’t a quick fix—it’s a long-term partnership built on trust, transparency, and a real belief in second chances.
"Everyone I’ve ever met has gone through a difficult financial time. This program is built to help them move forward."
Meet Todd Smrke: Broker of Record & Founder
Todd has been helping people buy and sell real estate in Greater Sudbury for over 30 years. Born and raised right here, he knows the local market inside and out—and more importantly, he understands the financial ups and downs that real people face.
What sets Todd apart isn’t just his experience. It’s his deep empathy for people who’ve been through tough times—because he’s been there too.
With a focus on people who don’t qualify through regular bank channels, Todd created Milestone Gold’s Assisted Purchase Program (APP) as a practical, proven way to give more families a chance at homeownership.
The Milestone Gold team
Milestone Gold is built on experience, integrity, and community. Todd Smrke leads a trusted network of investor partners, real estate professionals, and credit specialists who all share one mission: helping you get to your Milestone Moment.
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Suzie Sardinha
Suzie is a marketing expert with over 30 years of business experience. She's a thoughtful listener—kind, considerate, and driven to deliver the best possible results.
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Rick Kolari
Rick has been licensed to trade in real estate for over 40 years. Rick has served six years on the Sudbury Real Estate Board as a director, including being president.
Rick also served two years as a Director to the Ontario Real Estate Association (OREA) in Toronto and as a Director on the Real Estate Council of Ontario (RECO) in Toronto.
Areas we serve:
We proudly help clients across Greater Sudbury, including:
Azilda
Blezard Valley
Capreol
Chelmsford
Copper Cliff
Falconbridge
Garson
Hanmer
Hospital Area
Lively
Manitoulin Island
Minnow Lake
New Sudbury
South End
Val Caron
Val Therese
Ready to take the first step?
We’d love to hear your story and see how we can help. If you're dreaming of homeownership but feel stuck, let’s talk about how to make that dream a reality.